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AI: Jobs, Power & Money
21SEP

Half of euro-area workers now use AI

3 min read
16:45UTC

The ECB put workplace AI use at 52% in 2026, double its 2024 reading, split 61% among graduates against 37% among everyone else. Fedea and BBVA Research found the same population on the exposure side in Spain.

EconomicDeveloping
Key takeaway

Exposed occupations are growing while exposed individuals struggle to be hired into them.

The European Central Bank (ECB) published survey results on 26 August 2026 showing the share of euro-area workers using AI at work rising from 26% in 2024 to 41% in 2025 and 52% in 2026 1. The education split is sharp: 61% among the university-educated against 37% among those with less education. Median self-reported time saved runs to three hours a week, 7.7% of working time, which the ECB reads as an economy-wide efficiency gain of 3.8%. Positive sentiment about AI fell over the year, from 43% to 41%.

Fedea and BBVA Research found the same population from the other direction. Their quarterly labour bulletin of 17 September reports that more than 40% of Spain's higher-educated workers hold occupations with high exposure to generative AI, against roughly 15% of workers with lower-secondary education or less 2. Those occupations now account for more than 30% of Spanish employment and have grown faster than employment as a whole since 2022. Adoption has tracked education in every dataset anyone has published, including the US figures Federal Reserve governor Michael Barr gave in July .

So the occupations most exposed to AI are adding jobs, and the individuals most exposed to AI are finding it harder to get hired into them. Both readings come from first-party releases and neither has been challenged. The likeliest reconciliation is that the adjustment falls on new entrants rather than on people already in post, which would fit Korea's pension register, Japan's graduate hiring plans and the Canadian separation rate at once.

We cannot prove it. No dataset published in this window splits the job-finding differential by age or by first-job status, and the exposure indices built by the BIS, the World Bank and the International Labour Organization score occupations rather than the people queueing to enter them. Until somebody publishes that cut, the mechanism stays an inference and we will keep labelling it one.

Deep Analysis

In plain English

More than half of workers across the euro area now use AI at work, up from about a quarter two years ago. That sounds like broad-based progress, and in one sense it is. The gain is lopsided: among university-educated workers, 61% use AI on the job, against 37% of less-educated workers. In Spain specifically, researchers found more than 40% of higher-educated workers are in jobs highly exposed to AI, against roughly 15% of lower-educated workers. That gap is widening between workers who get to use AI as a tool that makes them more productive and better paid, and workers whose jobs are touched by AI without them ever getting the training or access to benefit from it themselves, a divide that shows up as unequal pay growth long before it shows up as unequal job losses.

What could happen next?
  • Risk

    An adoption gap this wide by education level risks widening wage inequality even in a labour market with no net job losses, because AI-fluent workers become more productive while non-users do not.

First Reported In

Update #20 · AI closes the hiring door, not the exit

European Central Bank· 21 Sept 2026
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