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Is Britain Actually Broke?
27JUL

£25bn a year of defence still unfunded

3 min read
11:11UTC

The OBR costs Britain's path from 2.6% of GDP on defence to the NATO target of 3.5% by 2035 at roughly £40bn a year. The IFS says about £25bn a year of it has no funding attached.

EconomicAssessed
Key takeaway

Nine budgets remain in which to fund a defence commitment that has no revenue attached to three-fifths of it.

The Office for Budget Responsibility costs the path from defence spending of 2.6% of GDP in 2026 to 3.5% by 2035, the target agreed through the North Atlantic Treaty Organisation (NATO), at roughly £40bn a year of extra spending in 2025/26 prices. The Institute for Fiscal Studies (IFS), an independent research institute specialising in tax and public spending, puts about £25bn a year of that still unfunded against the plans announced so far 1.

Unfunded does not mean unaffordable. It means no revenue source or offsetting cut has been identified, so the money has to come later from tax, from borrowing, or from something else being reduced. For a sense of scale on this register's own terms, £25bn a year is roughly three-quarters of the sovereign ledger's entire interest bill for the quarter to June 2026.

What makes a commitment like this different in kind from the distress on the other ledgers is that it is voluntary and dated. A council's deficit arrives whether anyone decides anything; the 2035 defence path is a political undertaking with nine budgets left in which to fund it or quietly not. Ten years is long enough for the arithmetic to be deferred repeatedly and short enough that each deferral compounds what the later years have to carry. Watch which of the two numbers moves in the coming fiscal events. If the £25bn shrinks because money was found, the commitment is real; if it shrinks because the 3.5% date slides, it never was.

Deep Analysis

In plain English

NATO, the alliance of Western countries including the UK, has a target for how much of a country's economic output (GDP) should go towards its military. The UK has committed to raising that share from 2.6% today to 3.5% by 2035. The government has said how it will pay for some of that rise, but independent forecasters at the Office for Budget Responsibility and the Institute for Fiscal Studies both calculate that roughly £25bn a year of the eventual cost has no identified funding source yet. That does not mean the plan will fail, but it means a further round of tax rises, borrowing or spending cuts elsewhere will be needed to close the gap before 2035.

What could happen next?
  • Risk

    If the £25bn a year gap is not closed through revenue or reprioritisation, defence procurement and training programmes are the more likely near-term casualty than an abandonment of the 3.5% target itself.

First Reported In

Update #1 · The distress moved from banks to councils

Institute for Fiscal Studies· 27 Jul 2026
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Causes and effects
This Event
£25bn a year of defence still unfunded
The nine ledgers measure distress that already exists; this measures a claim arriving faster than the money to meet it.
Different Perspectives
Institute for Fiscal Studies
Institute for Fiscal Studies
The IFS puts about £25bn a year of the government's defence spending path still unfunded against plans announced so far, and separately relays the OBR's costing of the triple lock at £15.5bn a year by 2029-30, roughly triple its original £5.2bn projection. It presents both as fiscal arithmetic, not policy recommendation.
Chartered Institute of Public Finance and Accountancy
Chartered Institute of Public Finance and Accountancy
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Resolution Foundation
Resolution Foundation
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Institute of Economic Affairs
Institute of Economic Affairs
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