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AGV
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AGV

German insurance industry's employers' association, negotiating pay and conditions with unions.

AGV faces ver.di across the table in the Tarifvertrag Transformation talks, the AI jobs agreement opened alongside a 1 September 2026 pay rise.

Last refreshed: 22 September 2026 · Appears in 1 active topic

Timeline for AGV

#20 1 Sept

Entered negotiations with ver.di on the transformation contract

AI: Jobs, Power & Money: ver.di bargains over jobs, not pay-offs
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Background

AGV, the Arbeitgeberverband der Versicherungsunternehmen, is the German insurance industry's employers' association. It negotiates pay and conditions with unions on behalf of insurers. It is the counterpart to ver.di in the Tarifvertrag Transformation talks, opened alongside a 3.3% insurance-sector pay rise on 1 September 2026 .

The proposed agreement covers location protection, a dismissal ban and reskilling commitments. Those terms would bind AGV's member insurers rather than any single company. A third negotiating round is due in Wuerzburg in October 2026.

As the employers' side, AGV's position in these talks shapes how FAR German insurers accept binding AI-related job protections. That is distinct from the pay settlement already agreed.

Common Questions
What is the AGV in Germany's insurance industry?
The AGV, formally the Arbeitgeberverband der Versicherungsunternehmen in Deutschland, is the employers' association for Germany's private insurance sector. It represents nearly 99% of German-based insurers and negotiates pay and conditions with unions such as ver.di.Source: AGV Versicherungen
When was the German insurance employers' association founded?
The AGV was founded on 5 October 1950 in Bad Kissingen, building on an earlier insurance employers' body established in 1919. It is headquartered in Munich.Source: AGV Versicherungen
What is the AGV negotiating with ver.di in 2026?
In September 2026 the AGV opened talks with ver.di over a sector-wide Tarifvertrag Transformation covering location protection, a dismissal ban and reskilling for insurance-sector staff. A third bargaining round is due in Wuerzburg in October 2026.Source: event